This site uses SSL or TLS encryption for security reasons and to protect the transmission of confidential content, such as requests that you send to us as a site operator. An encrypted connection is indicated by the browser’s address bar changing from “http: //” to “https: //” and the lock icon in your browser bar.
If SSL or TLS encryption is enabled, the data you submit to us cannot be read by third parties.
The provider of this website automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- browser type and browser version
- operating system used
- URL referrer
- host name of the accessing computer
- time of the server enquiry
This data cannot be used to identify specific people. These data are not merged with other data sources. We reserve the right to retrospectively examine this log data if concrete evidence of illegal activity becomes known to us.
This website uses Google Maps to embed maps, Google Invisible reCAPTCHA to protect against bots and spam and YouTube to embed videos.
Google has committed itself to ensuring adequate data protection in accordance with the American-European Privacy Shield and the American-Swiss Privacy Shield.
If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided there, will be stored by us in order to process the inquiry and in case of follow-up questions. We will not pass on these data without your consent.
Occasionally, for reasons of capacity, we provide contact data to third-party companies for processing. Your contact details will only be used by these third-party companies to process your request and will not be passed on or used further without your consent.
Data Subject Rights
Right to confirmation
Each data subject has the right to request confirmation from the operator of the website as to whether the data subject’s personal data is being processed. If you would like to make use of this right, you can contact the data protection officer at any time.
Right to information
As a data subject, you have the right to be informed concerning the personal data stored about you by the operator of this website free of charge and to request a copy of said information at any time. In addition, the following information can be provided if necessary:
- the purpose of the processing
- the categories of personal data being processed
- the recipients to whom the personal data has been disclosed or is still being disclosed
- if possible, the planned duration for which the personal data will be stored or, if this is not possible, the criteria for determining this storage period
- whether you have the right to correct or delete the personal data concerning you or restrict its processing by the data controller or to object to this processing
- whether you have the right to lodge a complaint with a supervisory authority
- if the personal data has not been obtained directly from the data subject: all available information on the data’s origin
Furthermore, the data subject has a right to know whether personal data has been transferred to a third country or to an international organisation. If this is the case, the data subject additionally has the right to obtain information about the appropriate guarantees in connection with the transfer.
If you would like to make use of this right, you can contact the data protection officer at any time.
Right to correction
Any data subject affected by the processing has the right to request the immediate correction of any personal data on file that is inaccurate. Furthermore, taking into account the reasons for the processing, the data subject has the right to request that incomplete personal data be completed; this may be done by means of a supplementary declaration.
If you would like to make use of this right, you can contact the data protection officer at any time.
Right to deletion (Right to be forgotten)
Any data subject affected by the processing of personal data has the right to request from the data controller of this website that personal data relating to them is deleted immediately, provided that one of the following reasons applies and insofar as the processing is not necessary:
- The personal data is no longer needed for the purposes for which it was collected or is otherwise processed
- The data subject revokes the consent which was the basis for its processing and there is no other legal basis for its continued processing
- The data subject objects to the processing on grounds relating to their particular situation and there are no overriding legitimate grounds for the processing, or the data subject objects to the processing in the case of direct marketing and related profiling
- The personal data has been unlawfully processed
- The personal data must be deleted in compliance with the obligations under European Union or Member State law to which the data controller is subject
- The personal data was collected in relation to services offered by the information society that were made directly to a child
If one of the above reasons applies and you wish to have the personal data stored by the operator of this website deleted, you can contact our data protection officer at any time. The data protection officer for this website shall ensure that the request for deletion is fulfilled immediately.
Right to restrict processing
Any data subject affected by data processing has the right to demand that the operator of this website restrict processing provided one of the following conditions applies:
- The accuracy of the personal data is contested by the data subject for a period enabling the data controller to verify the accuracy of the personal data
- The processing is unlawful but the data subject opposes the deletion of the personal data and instead requests the restriction of its use
- The data controller no longer needs the personal data for the purposes of processing, but the data subject still needs it to remain on file in order to establish, exercise or defend legal claims
- The data subject has objected to the processing on grounds relating to their particular situation and it is not yet clear whether the legitimate interests of the controller override those of the data subject
If one of the above reasons applies and you want to have the processing of your personal data stored by the operator of this website restricted, you can contact our data protection officer at any time to do so. The data protection officer for this website will then initiate the restriction of the processing.
Right to data portability
Any data subject affected by the processing of personal data has the right to receive a copy of their personal data on file in a structured, common and machine-readable format. You also have the right to have this data transmitted to another data controller if the legal requirements for such a transfer have been met.
The data subject also has the right to require that the personal data be transmitted directly from one data controller to another in as far as this is technically feasible and provided that this does not affect the rights and freedoms of others.
To assert this right, you can contact the data protection officer for this website at any time.
Right to object
Any data subject affected by the data processing has the right at any time to object to the processing of their personal data for reasons arising from their particular situation.
The operator of this website will then no longer process the personal data, unless we can demonstrate compelling reasons worthy of protection for its continued processing which outweigh the interests, rights and freedoms of the data subject or if the processing serves to assert, exercise or defend legal claims.
To exercise the right to object, you can contact the data protection officer for this website directly.
Right to revoke a privacy consent
Any data subject affected by the data processing has the right to revoke their consent to the processing of their personal data at any time.
If you would like to assert your right to revoke your consent, you can contact our data protection officer at any time.
This website uses Google conversion tracking. If you have reached our website via an advertisement placed by Google, Google Ads places a cookie on your computer. The cookie for conversion tracking is set when a user clicks on an ad placed by Google. These cookies expire after 30 days and are not used for personal identification. If the user visits certain pages on our website when the cookie has not yet expired, we and Google can detect that the user clicked on the ad and proceeded to this website. Each Google Ads customer has a different cookie. Thus, cookies cannot be tracked by the websites of Google Ads customers. The information obtained using conversion cookies is used to create conversion statistics for Google Ads customers who have opted into conversion tracking. Customers find out the total number of users who clicked on their ad and were redirected to a page containing a conversion tracking tag. However, they do not receive any information with which users can be personally identified.
If you do not wish to participate in tracking, you can refuse to allow the required cookie to be set, for example by means of a browser setting that deactivates all automatic cookie setting, or by setting your browser to block cookies from the “googleleadservices.com” domain.
Please note that if you do not wish measurement data to be recorded, you must not delete any opt-out cookies. If you delete all of the cookies in your browser, you will have to reset the respective opt-out cookie.
The Use of Google Remarketing
This website uses Google Inc.’s remarketing function. The purpose of this function is to present interest-based advertisements to website visitors within the Google advertising network. A so-called “cookie” is stored in the browser of the website visitor, which makes it possible to recognise the visitor when they visit websites that belong to the Google advertising network. On these pages, the visitor may be presented with advertisements that relate to content that the visitor has previously accessed on websites that use Google’s remarketing function.
This website uses Google Analytics, a web analytics service provided by Google Inc. If the data controller for this website is outside the European Economic Area or Switzerland, then Google Analytics data processing is carried out by Google LLC. Google LLC and Google Ireland Limited are hereinafter referred to as “Google”.
The statistics we collect allow us to improve our offering and make it more interesting for you as a user. This website also uses Google Analytics to analyse visitor flows across all devices via a user ID. If you have a Google user account, you can deactivate the cross-device analysis of your usage by changing your settings under “My Data”, “Personal Data”.
The legal basis for the use of Google Analytics is Art. 6 (1)(1)(f) GDPR. The IP address transmitted by your browser as part of Google Analytics is not merged with other data from Google. We would like to point out that on this website Google Analytics has been extended by the code “_anonymizeIp();” in order to ensure the anonymised collection of IP addresses. As a result, IP addresses are only processed in shortened form, in order to prevent Google from identifying specific individuals. If any of your data that is collected can identify you personally, it will be blocked immediately and deleted immediately.
Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to analyse your use of the website, compile reports regarding website activity and provide other services to the website operator related to website and Internet usage. For the exceptional cases where personal data is transferred to the US, Google has submitted to the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework.
You can also prevent the use of Google Analytics by clicking on this link: Deactivate Google Analytics. This saves a so-called opt-out cookie on your data carrier, which prevents the processing of personal data by Google Analytics. Please note that if you delete all cookies on your device, these opt-out cookies will also be deleted, i.e. you will have to set the opt-out cookies again if you want to continue to prevent this form of data collection. The opt-out cookies are set in each browser and on each computer/device and must, therefore, be activated separately in each case.
This web site uses so-called web fonts provided by Google to display fonts in a uniform manner. When you access a page, your browser loads the required web fonts into your browser cache in order to display texts and fonts correctly. If your browser does not support web fonts, a standard font is used by your computer.
This site uses functions provided by Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA. When you use our pages with Facebook plug-ins, a connection between your browser and the Facebook servers is established. In this case, the data is immediately transmitted to Facebook. If you have a Facebook account, this data can be linked to it. If you do not wish any assignment of this data to your Facebook account, please log out of Facebook before visiting our site. Interactions, especially using a comment function or clicking on a “Like” or “Share” button will also be forwarded to Facebook. Learn more at https://de-de.facebook.com/about/privacy.
This website uses functions offered by Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. When you use our pages with Twitter plug-ins, a connection between your browser and the Twitter servers is established. Data is already transferred to Twitter in this process. If you have a Twitter account, this data can be linked to it. If you do not wish any assignment of this data to your Twitter account, please log out of Twitter before visiting our site. Interactions, especially clicking a “Re-Tweet” button, will also be forwarded to Twitter. Learn more at https://twitter.com/privacy.
Functions from the Instagram service are integrated into our website. These functions are offered by Instagram Inc., 1601 Willow Road, Menlo Park, California 94025, USA. If you are logged into your Instagram account, you can click the Instagram button to link the content of our pages with your Instagram profile. This will allow Instagram to associate your visit to our website with your user account. Please note that we, as the provider of these pages, do not have any knowledge of the content of the data transmitted to Instagram or its use by Instagram.
Within our online offering, we use the marketing services of the LinkedIn social network from LinkedIn Ireland Unlimited Company, Wilton Plaza, Wilton Place, Dublin 2, Ireland (“LinkedIn”).
This collects, for example, information about the operating system, the browser, the website you previously accessed (referrer URL), which websites the user has visited, which offers the user has clicked on and the date and time of your visit to our website.
The information generated by the cookie about your use of this website is transmitted pseudonymously to a LinkedIn server in the USA and stored there. LinkedIn does not store the name or email address of the respective user. Rather, the above-mentioned data is only assigned to the computer for which the cookie was generated. This does not apply if the user has allowed LinkedIn to process without pseudonymisation or has a LinkedIn account.
You can refuse the storage of cookies by selecting the appropriate settings in your browser; however, please be advised that in this case you may not be able to use all the features of this website. You can also object directly to LinkedIn concerning the use of your data: https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.
We use LinkedIn Analytics to analyse and regularly improve the use of our website. The statistics we collect allow us to improve our offering and make it more interesting for you as a user. All LinkedIn companies have adopted the standard contractual clauses to ensure that the traffic to the USA and Singapore necessary for the development, execution and maintenance of the services takes place in a lawful manner. If we ask the users for consent, the legal basis for the processing is Art. 6 (1)(a) GDPR. Otherwise, the legal basis for the use of LinkedIn Analytics is Art. 6 (1)(1)(f) GDPR.
YouTube belongs to Google Ireland Limited, a company registered and operated under Irish law with its registered office at Gordon House, Barrow Street, Dublin 4, Ireland, which operates services in the European Economic Area and Switzerland.
We process the data of our customers, clients and interested parties (uniformly referred to as “customers”) in accordance with the data protection regulations of the German Federal Government (Data Protection Act/[Datenschutzgesetz], DSG) and the EU GDPR in accordance with Art. 6 (1)(b) GDPR in order to provide them with our contractual or pre-contractual services. The data processed here as well as the type, scope, purpose and necessity of its processing are determined by the underlying contract. This basically includes the inventory and master data of the customers (name, address, etc.), as well as the contact details (email address, telephone, etc.), the contract data (content of the order, fees, terms, information on the brokered companies/insurers/benefits) and payment data (commissions, payment history, etc.). Furthermore, we can process information on the characteristics and circumstances of persons or items belonging to them if this is part of the subject of our contract. This can be, for example, information on personal living conditions, mobile or immovable property.
In the context of our commissioning, it may also be necessary for us to process special categories of data pursuant to Art. 9 (1) GDPR, particularly in this case information on the health of a person. If necessary, we obtain the express consent of the customers in accordance with Art. 6 (1)(a), Art. 7 and Art. 9 (2)(a) GDPR.
If required for the fulfilment of the contract or required by law, we disclose or transmit the data of the customers within the scope of coverage enquiries, conclusion and processing of contracts, data to providers of the brokered services/objects, insurers, re-insurers, broker pools, technical service providers, other service providers such as cooperating associations, as well as financial service providers, credit institutions and investment companies, as well as social insurance institutions, tax authorities, legal advisers, auditors, insurance ombudsmen and Swiss financial market authorities and the Swiss Financial Market Supervisory Authority (FINMA) or the German Federal Financial Supervisory Authority (BaFin). Furthermore, we can commission subcontractors, such as sub-brokers. We obtain consent from customers when this is necessary for the disclosure/transfer of customer consent (which may be the case, for example, when it comes to special categories of data pursuant to Art. 9 GDPR).
The deletion of the data takes place after expiry of statutory warranty and comparable obligations, whereby the necessity of storing the data is checked at irregular intervals. Otherwise, the general statutory retention requirements apply. In the case of statutory archiving obligations, deletion shall take place after their expiry.
The copyright and all other rights to the content, images, photos or other files on the website belong exclusively to the operator of this website or the specifically named rights holders. The written consent of the copyright holder must be obtained in advance for the reproduction of all files.
Anyone who commits a copyright infringement without the consent of the respective copyright holder may be liable to prosecution and, if necessary, to pay damages.
General Disclaimer of Liability
All of the data on our website has been checked carefully. We make every effort to ensure that the material contained here is current, complete and correct. Nevertheless, the occurrence of errors cannot be completely excluded, so that we cannot guarantee the completeness, accuracy and timeliness of information, including information of a journalistic, editorial nature. Liability claims arising from material or immaterial damage caused by the use of the information provided are excluded, unless there is evidence of wilful intent or gross negligence.
The publisher may change or delete texts at its own discretion and without prior notice and is not required to update the contents of this website. The use of or access to this website is at the visitor’s own risk. The publisher, its clients and its partners are not responsible for any damages, such as direct, indirect, incidental, consequential or special damages that are alleged to have been caused by visiting this website and, consequently, assume no liability for them.
The publisher also assumes no responsibility and liability for the content and availability of third-party websites that can be accessed via external links on this website. The operators of linked pages are exclusively responsible for their content. The publisher hereby expressly distances itself from all content from third parties, which may be relevant under criminal or liability law or which violates good morals.
Questions for the Data Protection Officer
The data controller responsible for processing the data as defined under data protection laws, in particular the EU General Data Protection Regulation (GDPR), is:
Telephone: +41 71 511 22 41
In cooperation with our hosting providers, we strive to protect the databases as much as possible from unauthorised access, loss, misuse or forgery.
We would like to point out that data transmission over the internet (e.g. in communication by email) can exhibit security gaps. It is not possible to completely protect data from access by third parties.
By using this website, you consent to the collection, processing and use of your data as described below. This website can generally be visited without registration. In doing so, data such as pages accessed or the name of the file accessed, date and time are stored on the server for statistical purposes without this data being directly related to your person. Personal data, particularly your name, address and email address, is only collected on a voluntary basis to the extent possible. This data will not be disclosed to third parties without your consent.
Processing of Personal Data
Personal data is any information relating to an identified or identifiable person. A data subject is a person about whom personal data is processed. Processing includes any handling of personal data, regardless of the means and procedures used, in particular the storage, disclosure, procurement, deletion, saving, alteration, destruction and use of personal data.
We process personal data in accordance with Swiss data protection law. In all other respects, we process personal data — insofar and to the extent that the EU GDPR is applicable — in accordance with the following legal bases in connection with Art. 6 (1) GDPR:
• (a) Processing of personal data with the consent of the data subject.
• (b) Processing of personal data for the fulfilment of a contract with the data subject and for the implementation of corresponding pre-contractual measures.
• (c) Processing of personal data to fulfil a legal obligation to which we are subject under any applicable EU law or under any applicable law of a country in which the GDPR is fully or partially applicable.
• (d) Processing of personal data to protect the vital interests of the data subject or of another natural person.
• (f) Processing of personal data to protect the legitimate interests of us or third parties, provided that the fundamental freedoms and rights and interests of the data subject do not prevail. In particular, legitimate interests include our business interest in being able to provide our website, information security, the enforcement of our own legal claims and compliance with Swiss law.
We process personal data as long as is necessary for the respective purpose or purposes. In the case of longer-term storage obligations due to statutory and other obligations to which we are subject, we restrict its further processing accordingly.